When you co-own a business with someone, one of the first things you have to hammer out is what happens if one of you is no longer able to work? It could be a death, an injury from an accident, some medical condition, or even just wanting to move on to the next thing. What… Continue reading Understanding Buy–Sell Insurance Agreements
Being a small business owner means wearing a lot of hats. Sometimes you need capital to grow, manage cash flow, purchase equipment, or take advantage of a new opportunity. That’s why Crossroads Insurance GRP is excited to partner with ROK Financial to provide additional financing options for small business owners. ROK offers… Continue reading Growing Your Business? You May Have More Options Than You Think
You’ve just started your business, or maybe it’s been going strong for a couple of years now, so you probably don’t want to think about the next thing yet. That’s a fair ask; you should be able to enjoy the fruits of your labor before worrying about the next chapter. Unfortunately, life comes at you… Continue reading Exit Planning and Why Every Owner Needs it
If you’re a freelancer, real estate professional, or independent business owner, finding a solid health plan can feel overwhelming. You might think that you have far fewer options, but that’s actually not true. You don’t have a traditional employer choosing your plan for you. You’re responsible for finding coverage that fits your needs, budget,… Continue reading Health Coverage for Freelancers and Real Estate Professionals
What would happen to your family financially if your income suddenly disappeared? That’s an important question to consider during Life Insurance Awareness Month this September. Term life insurance can provide financial protection during the years your family may depend on you most. It can help provide funds for mortgages, debts, education, and everyday… Continue reading Is Your Family Protected?
September is Life Insurance Awareness Month, making it the perfect time to review your financial protection. Term life insurance provides coverage for a specific period and can help protect your family from financial challenges if you pass away during that time. It can help with anything from funeral costs to mortgage payments and everyday… Continue reading Why Term Life Insurance Matters
Thinking about health insurance as a standard employee can be incredibly stressful. Thinking about it when you’re a small business owner, a contractor, or a 1099 worker can be even more so. It’s often put at the bottom of the list of necessities due to everything else self-employed people need to deal with, and many… Continue reading Health Insurance When You’re Your Own Boss
Summer has a way of flying by. Before you know it, the kids are back to school, calendars fill up, and you’re onto another busy season. Since we’re in the back half of the year, now’s the perfect time to review your health insurance, especially if you’re a freelancer, self-employed professional, or independent contractor. August… Continue reading August Newsletter
A Personal Note to My Friends Friends, I wanted to share something personal. Not as a sales pitch, but because I genuinely care about all of you. I’ve been in the insurance and financial services industry for 30 years, and one thing I’ve seen over and over again has stayed with me. Many of us… Continue reading A Letter to Friends
As summer winds down, life starts to get busy again. Kids are heading back to school, schedules fill up, and for many freelancers, contractors, and self-employed professionals, it’s also time to start thinking about health insurance. Important Information The main purpose of health insurance is to help pay for medical costs. If you… Continue reading Freelancing This Fall? Don’t Wait to Review Your Health Insurance
