OneHealth

OneHealth : A Smarter Health Insurance Option for You

OneHealth

Access nationwide PPO coverage and potential savings of 20–40% compared to ACA marketplace plans.

What you don’t plan can cost you value.

Why Independent Professionals Choose This Program

Finding quality health insurance on your own can be expensive, confusing, and limited. This program is designed for independent professionals who want strong coverage, flexible plan options, and access to care across all 50 states.

Nationwide PPO Network

Access more than 1.3 million healthcare providers across all 50 states.

Potential 20–40% Savings

Participants typically save compared to ACA marketplace plans, depending on eligibility and location.

Comprehensive Benefits

Coverage similar in quality and depth to plans offered by large employers.

Flexible Deductibles

Choose from 8 deductible levels based on your needs and budget.

Schedule a Free Consultation for the Start Early Plan

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QUESTIONS & ANSWERS

Frequently Asked Questions

Health insurance, which is also referred to as medical/healthcare insurance, is a policy that covers portions of medical costs for the policyholder. Like any other insurance plan, the specifics change from person to person.
It's a safety net in case life-changing or other serious injuries/illnesses that lead to hospitalizations come up, but it can also cover preventative care, prescription medications for physical/mental ailments, and even ambulance rides in some cases. The things your plan can cover can change depending on your situation and needs, so it's best to talk to an advisor to nail down specifics!
In most cases, no. There are probably exceptions in certain situations, but generally, health insurance covers in-hospital things or doctor approved actions/prescriptions. Fertility treatments are in a grey area; some states mandate insurers to cover them, but it's a requirement for many others.
Many risks are easier and less expensive to address before they become a crisis. More than that, life can veer drastically in the blink of an eye. If an accident or tragedy happens, health insurance helps take some stress off your finances so you can focus on more important things.
You will get a clearer understanding of what your plan might look like based on your needs and budget, and what steps can help protect yourself and your loved ones.
Yes! Marketplace savings are based on your expected estimated income for the year you're applying for coverage, not past years. By November, you should get 2 letters: one from your current insurance company and one from the Marketplace. If you update your application by December 15th, you should be enrolled in your desired plan. There are more fiddley parts, but those can be explained by a consultant!