OneHealth Plus

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OneHealth Plus : A Smarter Health Coverage Option for You

OneHealth Plus

Access nationwide PPO coverage and potential savings of 20–40% compared to ACA marketplace plans with similar coverage

Why Independent Professionals Choose This Program

Finding quality health coverage on your own can be expensive, confusing, and frustrating. This program is designed for independent professionals who want strong coverage, flexible plan options, and a seamless experience.

Nationwide PPO Network

Access more than 1.3 million healthcare providers across all 50 states.

Potential 20–50% Savings

Participants typically save compared to ACA marketplace plans with similar coverage, depending on eligibility and location.

Comprehensive Benefits

Coverage similar in quality and depth to plans offered by large employers.

Flexible Deductibles

Choose from 8 deductible levels based on your needs and budget.

 

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QUESTIONS & ANSWERS

Frequently Asked Questions

OneHealth Plus is a private program for individuals and families that provides PPO health coverage through Cigna’s nationwide provider network. We combine that with a simple enrollment process and expert support for a truly seamless experience.
OneHealth Plus is designed for individuals and families who are under age 65, in good health, and do not qualify for ACA income-based tax credits.
Premiums start at $570/month for an individual plan. On average, members save 20–50% compared with Marketplace PPO plans with similar levels of coverage, such as Gold and Platinum plans.
Getting started is simple. Apply online in 5 minutes or less by completing a health questionnaire. Then review your plan options and rates, and choose the plan that's right for you.

With more than 1.3 million providers in Cigna’s national network, it’s likely your doctor participates. To check, 
search for in-network providers at hcpdirectory.cigna.com.

The plan also allows you to see out-of-network providers, and you can visit a specialist without a referral.

Choose from eight deductible options, including two HSA compatible designs. Every option uses the same national PPO network, giving you flexibility to select coverage that 
fits your healthcare needs and budget.
No. OneHealth Plus offers year-round enrollment, so you can get covered anytime, even without a qualifying life event.
Expert support is available 24/7 to help you navigate your options and the enrollment process.